Getting a Home with Bad Credit

Having bad credit doesn’t always mean that you won’t be able to buy your own home. It is true though that a lot of lenders will not be willing to write you up a conventional type of mortgage if you have bad credit. You can try and get an FHA or a VA home...

How to Figure Out Which Car You Can Afford

There probably isn’t a single person who can drive that doesn’t enjoy getting a new car. There’s the excitement of going out and looking at all the different models, getting to take them for test drives, taking in that new car smell, almost makes a...

How to Do Your Own Payroll Checks

If you own a business and only have a handful of employees, doing your own payroll will probably save you a lot of money that you could put back into your business, if on the other hand you have employees in even the double digits you may not really want to take on...

How to Go Grocery Shopping on a Tight Budget

No matter who you are, more than likely when you go grocery shopping you are doing it on some kind of a budget. Today it seems that everyone’s personal finances are tight to extremely tight so it’s important that you watch where every penny goes. This is...

How to Give a Surprise Birthday Party on a Budget

If you’ve put on a surprise birthday party before, you probably already know that everything from the invitations to the decorations can really get costly if you aren’t careful. You may be thinking of doing something like this for a family member or friend...

How You Can Fix Your Debt Problems

When you don’t have enough money to pay your bill every month, this is definitely not a good thing. When you get into this situation this is when you start falling behind and eventually you begin to miss payments or may even stop paying on certain bills all...